Terms of Service

SmartAccounting Firm — Kathryn Lui
Last Updated: 12/10/25

Welcome to SmartAccounting Firm. By accessing or using this website, booking a call, or participating in any services, you agree to the following Terms of Service. Please read them carefully.

1. General Information

SmartAccounting Firm provides financial consulting, accounting guidance, and profitability support services to business owners.
All services are provided by Kathryn Lui, owner of SmartAccounting Firm.

Contact Information:
Email: [email protected]
Phone: (903) 603-0060
Service Area: Van Zandt, Kaufman, Dallas, Smith, and surrounding counties.

2. No Professional–Client Relationship Until Engagement

Booking a call or interacting with the website does not create a professional accounting or advisory relationship.
A formal engagement only begins once both parties sign a service agreement and payment terms are accepted.

3. Educational & Informational Use Only

Any content on this website, landing pages, emails, or digital materials is provided for educational and informational purposes only and should not be considered personalized financial, legal, tax, or accounting advice.

You are responsible for consulting the appropriate professional before making any financial decisions.

4. Payment & Refund Policy

All payments for consulting services or digital products are final, unless otherwise stated in writing in a separate service agreement.

Refunds are not provided for:

Missed appointments

Incomplete use of services

Changes in business circumstances

Digital assets once delivered

If a specific program includes its own refund or guarantee policy, that policy will supersede this section.

5. Cancellations & Rescheduling

Kathryn understands business owners have busy schedules.
If you need to cancel or reschedule, please provide at least 24 hours’ notice.
Repeated missed or last-minute cancellations may result in loss of future scheduling privileges.

6. Client Responsibilities

By engaging with SmartAccounting Firm, you agree to:

Provide accurate, timely financial information

Maintain responsibility for your financial decisions

Participate fully and honestly in all advisory sessions

SmartAccounting Firm is not responsible for outcomes resulting from incomplete information or failure to implement recommendations.

7. Results Disclaimer

While Kathryn provides proven frameworks, professional insights, and strategic recommendations, results will vary based on multiple factors including implementation, market conditions, pricing, and internal operations.

SmartAccounting Firm does not guarantee:

Increased profits

Reduced expenses

Specific financial outcomes

Business growth timelines

You are solely responsible for the decisions you make in your business.

8. Intellectual Property

All materials, frameworks, worksheets, videos, templates, and content provided by SmartAccounting Firm remain the intellectual property of SmartAccounting Firm and may not be reproduced, distributed, or shared without written permission.

9. Confidentiality

All information shared during consultations, onboarding, or service delivery will be kept strictly confidential and will never be shared with third parties except as required by law.

10. Limitation of Liability

SmartAccounting Firm and Kathryn Lui are not liable for:

Any damages or losses resulting from the use of this website

Decisions made based on advice or content

Service interruptions or technical issues

Business, financial, or tax outcomes

Your use of the website and services is at your own risk.

11. Governing Law

These Terms of Service are governed by the laws of the State of Texas.

12. Changes to Terms

SmartAccounting Firm may update or revise these Terms at any time. Continued use of the website or services constitutes acceptance of the updated terms.